Saving the Pennies

A photo posted by Jess (@pengphant) on

A PSA for US readers, in case you have emergency money or just a stash of cash laying around that is not earning a decent interest - ally has an offer for 11-month no penalty CD with 1.25 APY. You can close this CD at any time and will not be penalized, so there is no risk, just an opportunity to earn a good rate (relative to other banks / offers).

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